Household operating system
household
Patel Household — Personal Ledger
YTD 2026 through 2026-01-29
Latest month
Jan 2026
Net worth
$221K
As of Jan 2026
Liquid cash
$63K
Cash and bank balances
Latest month surplus
$5K
Jan 2026
Savings rate
44%
Jan 2026
Trendline
Income, spending, and surplus
Last month
Jan 2026
Net
$5K
Cash
$63K
Snapshot
Cash movement and mix
Operating
$0
Investing
$0
Financing
$0
Spending mix
Tax / Federal
$2K
Housing / Mortgage Interest
$1K
Tax / Payroll
$980