Net worth
$67,366
As of Jan 2026
Liquid cash
$28,860
Cash and bank balances
Latest month surplus
$3,286
Jan 2026
Savings rate
44%
Jan 2026
Trendline
Income, spending, and surplus
Last month
Swipe for month detail
Jan 2026
Revenue
$8K
Expenses
$4K
Net
$3K
Ending cash$28,860
Net worth$67,366
Cash movement
Operating, investing, and financing
Operating
$0
Jan 2026
Investing
$0
Jan 2026
Financing
$0
Jan 2026
Composition
Income mix
YTD household income sources
Salary / Employer
$7,500
Interest
$6
Composition
Spending mix
YTD household spending categories
Housing / Rent
$1,850
Tax / Federal
$1,225
Tax / Payroll
$575
Insurance / Health
$250
Food / Groceries
$135
Utilities / Electric
$96
Phone / Mobile
$89
Composition
Asset composition
Ending household assets
Retirement / 401k
$32,600
Bank / Savings
$18,706
Bank / Checking
$10,154
Investments / Roth IRA
$6,250
Composition
Liability composition
Ending household liabilities
CreditCard / Chase
$344
Statement
Household Cash Margin
Income
$7,506
Salary / Employer
100%$7,500
Interest
0%$6
Spending
$4,220
Housing / Rent
44%$1,850
Tax / Federal
29%$1,225
Tax / Payroll
14%$575
Insurance / Health
6%$250
Food / Groceries
3%$135
Utilities / Electric
2%$96
Phone / Mobile
2%$89
Surplus after spending
$3,286
Latest month: $0
Statement
Direct Cash Flow
YTD Movement
$0
Operating
$0
Investing
$0
Financing
$0
YTD net cash change
$0
Latest month: $0
Statement
Net Worth Statement
Assets
$67,710
Retirement / 401k
48%$32,600
Bank / Savings
28%$18,706
Bank / Checking
15%$10,154
Investments / Roth IRA
9%$6,250
Liabilities
$344
CreditCard / Chase
100%$344
Net worth
$67,366
Assets: $67,710
Activity
Recent activity
Most recent grouped transactions from the ledger.
2026-01-31
Bank
operating
Savings interest
Operating flow: Interest
-$6
2026-01-31
Bank
operating
Savings interest
Operating flow: Bank / Savings
$6
2026-01-28
Chase
operating
Credit card payment
Operating flow: Bank / Checking
-$300
2026-01-28
Chase
operating
Credit card payment
Operating flow: CreditCard / Chase
$300
2026-01-26
Transfer
operating
Roth IRA contribution
Operating flow: Bank / Checking
-$250
2026-01-26
Transfer
investing
Roth IRA contribution
Investing flow: Investments / Roth IRA
$250
2026-01-24
Transfer
operating
Move cash to savings
Operating flow: Bank / Checking
-$700
2026-01-24
Transfer
operating
Move cash to savings
Operating flow: Bank / Savings
$700
Activity
Needs review
Transactions at or above $1,000 from the default review policy.
2026-01-16
Highline Apartments
operating
January rent
Operating flow: Bank / Checking
-$1,850
2026-01-16
Highline Apartments
operating
January rent
Operating flow: Housing / Rent
$1,850
2026-01-15
Northstar Software
operating
Semi-monthly paycheck
Operating flow: Salary / Employer
-$7,500
2026-01-15
Northstar Software
operating
Semi-monthly paycheck
Operating flow: Tax / Federal
$1,225
2026-01-15
Northstar Software
operating
Semi-monthly paycheck
Operating flow: Bank / Checking
$4,850
2025-12-31
Unspecified
financing
Opening balances
Financing flow
-$64,080
2025-12-31
Unspecified
investing
Opening balances
Investing flow: Investments / Roth IRA
$6,000
2025-12-31
Unspecified
investing
Opening balances
Investing flow: Retirement / 401k
$32,000
Monthly pulse
Month-by-month summary
Jan 2026
positive
- Revenue / income
- $7,506
- Expenses / spending
- $4,220
- Net result
- $3,286
- Net cash flow
- $0
- Ending cash
- $28,860
- Net worth
- $67,366